Rich Pumpkin Cream Cheese Swirl Muffins for Fall

Featured in Sweet Treats.

Warm, spiced Pumpkin Cream Cheese Swirl Muffins with a tangy cream cheese ribbon. A simple, comforting fall bake for breakfast or a sweet treat.
Casey - Recipe Author
Updated on Fri Jan 09 2026 at 08:57 AM
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Rich Pumpkin Cream Cheese Swirl Muffins for Fall | Recipes by HomeChef

Honestly, I still remember the first time I made these Pumpkin Cream Cheese Swirl Muffins. It was a chilly autumn morning, and I was trying to recreate a bakery treat I’d loved, but with my own messy kitchen flair. The house filled with the most incredible scent of cinnamon, nutmeg, and something wonderfully tangy from the cream cheese. I might have accidentally used too much pumpkin puree that first time, leading to a slightly too-moist (but still delicious!) batch. These muffins are special, they just feel like a warm hug, a little bit fancy, but without any of the fuss. They’ve become my go-to for making any gray day a little brighter.

I once had a minor muffin disaster trying to get the swirl just right. I was a little too enthusiastic with the knife, and it looked less like a swirl and more like a cream cheese earthquake. My kids thought it was hilarious, and we called them “earthquake muffins” that day. They still tasted incredible, though! It just goes to show, even when things don’t look perfect, the flavor can totally save the day. That’s the beauty of home baking, right?

Ingredients

  • All-Purpose Flour: This is our base, giving the muffins their structure. Don't use fancy self-rising flour here unless you know what you're doing, I tried that once and the texture was all off, way too cakey!
  • Granulated Sugar: Sweetens our pumpkin muffin, balancing the spices. I usually reduce it by a tablespoon or two, honestly, because I don't like things overly sweet, but feel free to stick to the recipe!
  • Brown Sugar: Adds a deeper, molasses-y sweetness and keeps the muffins wonderfully moist. I swear by light brown sugar for this recipe, dark just feels a bit too heavy.
  • Baking Soda & Baking Powder: Our leavening agents! They work together to give these Pumpkin Cream Cheese Swirl Muffins that beautiful domed top. Don't skip either, or your muffins will be flat and sad.
  • Pumpkin Pie Spice: The heart of our fall flavor! This blend of cinnamon, nutmeg, ginger, and cloves just screams autumn. I'm a bit heavy-handed with it, to be real, sometimes adding an extra half teaspoon.
  • Salt: Crucial for balancing all the sweet flavors and making them pop. A tiny pinch makes a huge difference, don't ever forget it!
  • Canned Pumpkin Puree: The star of the show! Make sure it's 100% pumpkin, not pumpkin pie filling (that's already sweetened and spiced, and will throw everything off). I've definitely grabbed the wrong can before oops!
  • Large Egg: Binds everything together and adds richness. I always make sure mine are at room temperature, it helps them incorporate better into the batter, a little trick I picked up.
  • Vegetable Oil: Keeps our muffins super moist and tender. You can use canola oil too, I've used both and honestly, can't tell the difference.
  • Vanilla Extract: Enhances all the other flavors. Use the good stuff if you can, it truly makes a difference in the aroma.
  • Cream Cheese: For that glorious, tangy swirl! Make sure it’s softened to room temperature, or you'll have lumpy bits, and no one wants that. Full-fat works best, just don't use the low-fat version, it never swirls quite right.
  • Powdered Sugar: Sweetens the cream cheese swirl and gives it that smooth texture. Sift it if you're feeling fancy, it prevents lumps, which is a good thing for a silky swirl.

Instructions

Prep Your Pans & Dry Ingredients:
First, preheat your oven to 375°F (190°C). Line a 12-cup muffin tin with paper liners, I find this makes cleanup so much easier, and honestly, who needs more dishes? In a large bowl, whisk together the all-purpose flour, granulated sugar, brown sugar, baking soda, baking powder, pumpkin pie spice, and salt. Give it a good whisk, making sure there are no lumpy bits of brown sugar, I once thought I did, only to find a little sugar clump in a muffin later. It’s an easy step to rush, but don't!
Mix the Wet Ingredients:
In a separate medium bowl, combine the pumpkin puree, egg, vegetable oil, and vanilla extract. Whisk these until they’re smoothly combined. You want a nice, even orange color. This is where you can really smell that lovely pumpkin. I always take a moment to just breathe it in. Don't overmix, though, we’re just getting them combined, not trying to whip up a meringue or anything. Overmixing here can make for tough muffins later, and we want them tender!
Combine Wet and Dry for Pumpkin Cream Cheese Swirl Muffins:
Pour the wet pumpkin mixture into the dry ingredients. Stir gently with a spatula until just combined. A few lumps are totally fine, even desirable! Overmixing is the enemy of tender muffins, trust me, I've made hockey pucks by going too far. The batter will be thick, and that's exactly what you want. You should see streaks of flour still, don't worry about it, they’ll disappear in the oven. The smell of the raw batter is already so inviting, honestly.
Prepare the Cream Cheese Swirl:
In a small bowl, beat the softened cream cheese with the powdered sugar until smooth and creamy. A hand mixer makes this super quick, but a whisk and some elbow grease work too. This is the part that makes these Pumpkin Cream Cheese Swirl Muffins truly special, that tangy ribbon. Make sure there are no lumps of cream cheese, as they won't melt smoothly in the oven. I once had a lump burst mid-bake, it wasn't pretty, but it was a learning experience!
Assemble Your Pumpkin Cream Cheese Swirl Muffins:
Divide about two-thirds of the pumpkin batter evenly among the prepared muffin cups. Then, drop spoonfuls of the cream cheese mixture on top of each muffin. Using a butter knife or a skewer, gently swirl the cream cheese into the pumpkin batter. Don't go too deep or mix too much, we're aiming for a swirl, not a blended batter! This is where I tend to get a little artistic, sometimes making a fancy S-shape, other times just a quick zig-zag.
Bake and Enjoy!:
Bake for 18-22 minutes, or until a toothpick inserted into a pumpkin part of the muffin (avoiding the cream cheese swirl) comes out with moist crumbs, not wet batter. The tops should be golden brown and spring back when lightly touched. The whole kitchen will smell incredible, like pure autumn joy! Let them cool in the muffin tin for a few minutes before transferring them to a wire rack to cool completely. Or, honestly, just eat one warm, I won't tell! They're just too good to resist.

Making these Pumpkin Cream Cheese Swirl Muffins always feels like a little kitchen victory. Sometimes, flour gets everywhere, and I end up with a dusting on my nose, but that’s part of the fun, right? There’s something so comforting about pulling a warm tray of these out of the oven, the smell instantly making everything feel cozier. It’s those small, imperfect moments in the kitchen that make the food taste even better, I think.

Storing Pumpkin Cream Cheese Swirl Muffins

Okay, so you've made these incredible Pumpkin Cream Cheese Swirl Muffins, now what? If you happen to have any leftovers (a big 'if' in my house, honestly), proper storage is key to keeping them fresh. I've learned that they hold up really well in an airtight container. On the counter, they'll stay good for about 2-3 days. If you want them to last a bit longer, pop them in the fridge, and they'll be good for up to a week. Just be aware that the texture of the muffin might firm up a little in the cold, but a quick 10-15 second zap in the microwave brings back that soft, warm deliciousness. I once left them uncovered overnight, and they went stale surprisingly fast, so definitely make sure that lid is on tight!

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Rich Pumpkin Cream Cheese Swirl Muffins for Fall - Image 1 | Recipes by HomeChef

Pumpkin Cream Cheese Swirl Muffins: Ingredient Swaps

Life happens, and sometimes you don't have every ingredient on hand. I've definitely been there, rummaging through my pantry trying to make things work! For the pumpkin pie spice, if you don't have a blend, you can totally make your own: just mix 1 tsp cinnamon, 1/4 tsp nutmeg, 1/4 tsp ginger, and a pinch of cloves. I've done it in a pinch, and it works wonderfully. No buttermilk? Mix a tablespoon of white vinegar or lemon juice into regular milk and let it sit for 5 minutes. It works a treat, I promise, though the texture might be a hair different. If you're out of brown sugar, you can use all granulated sugar, but the muffins will be a little less moist and have a slightly different flavor profile. I tried using applesauce instead of oil once for a healthier twist, it worked, but the muffins were a bit denser, so adjust expectations!

Serving Up Pumpkin Cream Cheese Swirl Muffins

These Pumpkin Cream Cheese Swirl Muffins are pretty perfect on their own, but sometimes you want to make an occasion out of it, right? I love serving them warm, maybe with an extra dollop of plain cream cheese on the side if I'm feeling fancy. They're absolutely divine with a big mug of coffee or a spicy chai latte the warm spices in the drink really complement the muffins. For a weekend brunch, I'll put them out with some fresh fruit and maybe some crispy bacon. It’s that sweet-and-savory combo that just hits different. Honestly, a warm muffin and a good book on a rainy afternoon? That’s my kind of perfect pairing. They're also fantastic for sharing with neighbors, especially when they're still warm from the oven!

The Story Behind These Pumpkin Cream Cheese Swirl Muffins

Pumpkin and cream cheese, it's a classic combo, isn't it? The idea of pairing the earthy sweetness of pumpkin with the tangy, rich cream cheese has roots in American baking, particularly around the fall holidays. Think pumpkin pie with a dollop of whipped cream, or pumpkin roll with a cream cheese filling. For me, this recipe is less about a specific historical origin and more about a personal journey of trying to capture that cozy, autumnal feeling in a muffin. I grew up with my grandma always baking something pumpkin-spiced when the leaves started to turn. This recipe feels like an homage to those memories, but with my own little twist. It’s a modern classic in my kitchen, a tradition I’m making for my own family, full of warmth and the kind of comfort only homemade food can bring.

Honestly, these Pumpkin Cream Cheese Swirl Muffins are more than just a recipe for me, they’re a little slice of comfort, a reminder of crisp autumn days and warm kitchens. Every time I pull a batch from the oven, the smell just fills the house with such a cozy vibe, and I can't help but smile. I really hope you give them a try and maybe even make them your own. Let me know if you do, and what little kitchen adventures you have along the way!

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Rich Pumpkin Cream Cheese Swirl Muffins for Fall - Image 2 | Recipes by HomeChef

Frequently Asked Questions

→ Can I use fresh pumpkin instead of canned for these Pumpkin Cream Cheese Swirl Muffins?

You can! Just make sure it's cooked and pureed until super smooth, and that it's not too watery. I’ve done it, but honestly, canned works just as well and saves a lot of fuss. It just needs to be a thick puree.

→ What if my cream cheese swirl sinks to the bottom?

This has happened to me! Usually, it means the cream cheese mixture was too thin, or you swirled a bit too vigorously. Try chilling the cream cheese mixture for 10-15 minutes before swirling next time, it helps it hold its shape.

→ How do I get those nice, tall muffin tops?

A hot oven to start! Baking at 375°F (190°C) for the initial phase helps create that sudden burst of steam and lift. Also, don't overmix the batter, a lumpy batter is a happy batter for tall muffins, trust me on this one!

→ Can I freeze Pumpkin Cream Cheese Swirl Muffins?

Absolutely! Once they're completely cooled, wrap individual muffins in plastic wrap, then place them in a freezer-safe bag or container. They'll keep for up to 3 months. Just thaw at room temp or warm gently in the microwave.

→ Can I make these dairy-free?

I haven't personally tried a fully dairy-free version of these Pumpkin Cream Cheese Swirl Muffins, especially with the cream cheese swirl. You could try dairy-free cream cheese and plant-based milk, but the texture and flavor might be quite different. It would be an interesting experiment, though!

Rich Pumpkin Cream Cheese Swirl Muffins for Fall

Warm, spiced Pumpkin Cream Cheese Swirl Muffins with a tangy cream cheese ribbon. A simple, comforting fall bake for breakfast or a sweet treat.

4 out of 5
(33 reviews)
Prep Time
20 Minutes
Cook Time
20 Minutes
Total Time
40 Minutes
By: Casey

Category: Sweet Treats

Difficulty: Beginner

Cuisine: American

Yield: 12 Servings

Dietary: Vegetarian

Published: Fri Dec 12 2025 at 04:38 AM

Last Updated: Fri Jan 09 2026 at 08:57 AM

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Ingredients

→ Pumpkin Muffin Base

01 1 ½ cups (190g) all-purpose flour
02 ½ cup (100g) granulated sugar
03 ½ cup (100g) packed light brown sugar
04 1 tsp baking soda
05 ½ tsp baking powder
06 2 tsp pumpkin pie spice
07 ½ tsp salt
08 1 cup (240g) canned pumpkin puree (100% pumpkin)
09 1 large egg, at room temperature
10 ½ cup (120ml) vegetable oil
11 1 tsp vanilla extract

→ Cream Cheese Swirl

12 4 oz (113g) cream cheese, softened
13 ¼ cup (30g) powdered sugar

→ Optional Toppings

14 1/4 cup chopped pecans or walnuts
15 1 tbsp granulated sugar + 1/2 tsp cinnamon (for cinnamon sugar sprinkle)

Instructions

Step 01

First, preheat your oven to 375°F (190°C). Line a 12-cup muffin tin with paper liners, I find this makes cleanup so much easier, and honestly, who needs more dishes? In a large bowl, whisk together the all-purpose flour, granulated sugar, brown sugar, baking soda, baking powder, pumpkin pie spice, and salt. Give it a good whisk, making sure there are no lumpy bits of brown sugar, I once thought I did, only to find a little sugar clump in a muffin later. It’s an easy step to rush, but don't!

Step 02

In a separate medium bowl, combine the pumpkin puree, egg, vegetable oil, and vanilla extract. Whisk these until they’re smoothly combined. You want a nice, even orange color. This is where you can really smell that lovely pumpkin. I always take a moment to just breathe it in. Don't overmix, though, we’re just getting them combined, not trying to whip up a meringue or anything. Overmixing here can make for tough muffins later, and we want them tender!

Step 03

Pour the wet pumpkin mixture into the dry ingredients. Stir gently with a spatula until just combined. A few lumps are totally fine, even desirable! Overmixing is the enemy of tender muffins, trust me, I've made hockey pucks by going too far. The batter will be thick, and that's exactly what you want. You should see streaks of flour still, don't worry about it, they’ll disappear in the oven. The smell of the raw batter is already so inviting, honestly.

Step 04

In a small bowl, beat the softened cream cheese with the powdered sugar until smooth and creamy. A hand mixer makes this super quick, but a whisk and some elbow grease work too. This is the part that makes these Pumpkin Cream Cheese Swirl Muffins truly special, that tangy ribbon. Make sure there are no lumps of cream cheese, as they won't melt smoothly in the oven. I once had a lump burst mid-bake, it wasn't pretty, but it was a learning experience!

Step 05

Divide about two-thirds of the pumpkin batter evenly among the prepared muffin cups. Then, drop spoonfuls of the cream cheese mixture on top of each muffin. Using a butter knife or a skewer, gently swirl the cream cheese into the pumpkin batter. Don't go too deep or mix too much, we're aiming for a swirl, not a blended batter! This is where I tend to get a little artistic, sometimes making a fancy S-shape, other times just a quick zig-zag.

Step 06

Bake for 18-22 minutes, or until a toothpick inserted into a pumpkin part of the muffin (avoiding the cream cheese swirl) comes out with moist crumbs, not wet batter. The tops should be golden brown and spring back when lightly touched. The whole kitchen will smell incredible, like pure autumn joy! Let them cool in the muffin tin for a few minutes before transferring them to a wire rack to cool completely. Or, honestly, just eat one warm, I won't tell! They're just too good to resist.

Notes

  1. Don't overmix your muffin batter, a few lumps are totally fine and actually make for a more tender crumb. I learned that the hard way with some dense hockey pucks once!
  2. These Pumpkin Cream Cheese Swirl Muffins keep well in an airtight container on the counter for 3 days, or in the fridge for up to a week. They're even better warmed slightly.
  3. No buttermilk? Mix a tablespoon of white vinegar or lemon juice into regular milk and let it sit for 5 minutes. It works a treat, I promise, though the texture might be a hair different.
  4. Sprinkle a little extra cinnamon sugar on top before baking for a sparkling crust. It just feels right, gives them that bakery-style finish.

Tools You'll Need

  • 12-cup muffin tin
  • paper liners
  • large mixing bowls
  • whisk
  • spatula
  • hand mixer (optional)
  • butter knife or skewer

Allergy Information

Please check ingredients for potential allergens and consult a health professional if in doubt.
  • Gluten
  • Dairy
  • Egg

Nutrition Facts (Per Serving)

It is important to consider this information as approximate and not to use it as definitive health advice.
  • Calories: 300-350
  • Total Fat: 15-20g
  • Total Carbohydrate: 40-45g
  • Protein: 4-5g

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